A Quick Glimpse Into Peer-to-Peer Lending
An Alternative Choice Towards Getting Smart Returns
Peer-to-peer lending (P2PL) refers to a set of lending and borrowing activities conducted online through a marketplace. You can simultaneously provide financing alongside other Lenders by funding various loan opportunities proposed by Borrowers. On the other hand, the Borrower who obtains their financing will pay back the loan with interest to the Lenders who provided the finance.
As a recent development in the wider concept of the sharing economy, P2PL is intended to formalize lending and borrowing processes often practised between friends and family. P2PL itself began to grow in the UK in 2005 and has spread to various countries around the world by revolutionizing lending activities making them easier, safer, and more reliable.
Investree's role in this lies in managing the marketplace: bringing together Lenders with trusted Borrowers. Each loan application will go through a process of verification, assessment, and approval by the Investree Team before being offered to Lenders in the marketplace. Throughout the process, we administer the movement of funds between Lender and Borrower through partner banks. We also represent Lender activities in supervising, collecting and distributing Borrower repayments to Lenders.
You can provide funding to various types of loans:
Mengapa Mendanai di Investree?
Lender akan langsung menerima bunga yang dibayarkan oleh Borrower tanpa beban biaya apapun.
Analisis komprehensif terhadap invoice yang diajukan oleh Calon Borrower. Pendanaannya pun dijamin berkualitas.
Dengan proses aplikasi yang simpel dan 100% online Anda dapat mendanai secara aman di manapun Anda berada
“By far, the only peer-to-peer lending platform in Indonesia I'd trust my money on. No hidden fee, no hassle.”
Sr. Strategic Project Leader at a mobile telecommunications services operator in Indonesia
"As an analyst, I seek growth in compelling risk or reward environment. Investree emerges to provide on of the most lucrative personal investment alternative, as well as bringing the spirit of local enterprise empowerment."
Equity Research Analyst at a prominent bank from Switzerland
How Does It Work?
1. Applying for a loan
The Borrower completes the required information on the loan application.
2. Assessment and approval
The Investree team assesses and approves loan applications before they are offered to Lenders.
3. Pay the loan
Borrower pays off the loan through Investree in accordance with the corresponding predetermined schedule.
1. Browse the marketplace
The Lender assesses the loan based on the information contained in the fact sheet.
2. Financing the loan offer
The Lender determines the amount of funding on the selected loan offer.
3. Receiving loan repayments
The Lender receives loan repayment with interest that can refinance other loan offers.