Whoever you are—manager, admin staff, even janitor or cleaner—everyone is entitled to a happy and decent life. But sometimes other needs suddenly appear alongside your routine daily necessities that add to your burden, especially while your financial state isn't that stable.
Worry no more, We have the solution!
Now everyone can apply for personal or employee loans through the Investree online marketplace. We offer a breakthrough solution to obtain loans for employees of companies that have partnered with Investree. In our platform you will get access to thousands of lenders that expand from Sabang to Merauke, 100% Online. Get your loan here with its simple requirements, a quick process, and competitive interest rates.
Are you eligible for an Employee loan?
- Aged 21 or older.
- Registered as an employee of a company that has partnered with Investree.
- Have a fixed monthly income of at least IDR 3,100,000.
- Provide required documents such as KTP, NPWP, Certificate of Employment, and payslips.
Consumer Financing Flow
“I felt quite at ease applying for a loan through Investree with its user friendly and rapid financing process. The right answer for anybody in need of help with financing. Highly recommended!”
Susi Yusniati Ardin
Associate GM Core Business Development at PT Informasi Teknologi Indonesia
Why Borrow Through Investree?
It's Quick and Easy
Apply loans at anytime and anywhere.
No hidden charges and procedures. You can connect directly with our team
Competitive Interest rates and costs, based on a modernized credit-scoring system.
How Do I Apply for Loan Through Investree?
1. Borrower Registration
The prospective borrower need to make sure that his/her employers partnered with Investree, then he/she need to register as the borrower through Investree.
2. Loan Application
The prospective borrower needs to complete the loan application and provide the required details.
3. Document Assessment
We access, select, perform credit scoring on the Borrowing's financial condition before applying the loan application.
4. Loan Offering
We offer the approved loan application to Lenders together with the Fact Sheet that outlines Investree assessment result.
5. Loan Funding
Lenders will provide funding for the loan, which will be subsequently disbursed to the Borrowers.
6. Loan Repayment
At the end of the borrowing period, We will collect the outstanding loan balance from the borrowers payroll account.
Safeguard your Credit at Investree with Digital Credit Protection
from Zurich Topas Life
Zurich Topas Life provides a sense of security and comfort to all debtors with Investree (in this case Investree Borrowers). Through Digital Credit Protection by Zurich Topas Life, each Credit Receiving Debtor shall enjoy protection against the Risk of Death. You do not need to worry on the risk since you will always be protected during the Insurance Period, especially in realizing the dreams of your loved ones.
Digital Credit Protection provides two types of benefits when the Borrower dies during the Insurance Period (provided these are not excluded in the Master Policy), namely:
- Benefits in the form of payments equal to the Debtor's total loan value or to the Sum Insured, or
- benefits in the form of payments equal to the remaining value of the debtor's loan at the time of death or to the Sum Insured shall decrease incrementally by the remainder of the loan (excluding penalties, penalties, and late interest if any).
What will you get through Digital Credit Protection?
- Coverage protection until you reach 70 years of age.
- No changes in the value of your premium throughout the Insurance Period.
- No additional charges other than premium fees.
- With a one-time only premium payment.
- A maximum insured sum of IDR 100 million.
- The proportional refund of your premiums is available if you repay the loan earlier than the term of the loan determined at the outset.
- Available for anyone aged 21 - 64 years with a maximum protection period of 3 years.
Find out how it works by clicking the image on the right.