Loans to prep up cash flow for smart businesses

Get working capital loans on the basis of your current customer invoices. Easy requirements, processed within only 3 days.

Invoice amount IDR 30,000,000 - IDR 2,000,000,000

IDR 0 *

Apply for up to a maximum of 80% of your invoice value.

IDR 0 *

The simulation as shown above are indicative condition. The factual amount of approved loan disbursement and repayment will be stated in the authorized loan approval documents.

Having healthy cashflows is a dream of all growing businesses. However, in reality, it is quite common for business owners in Indonesia to be frustrated with lenghty repayment on the outstanding invoices.

Although the various assignments for your last client have been concluded successfully, waiting for those bill payments for 30, 60, or up to 90 days can seriously affect your company's financial situation, especially with some crucial expenses coming up such as employee salaries, projects, and other overheads. Is your company one of these?

Don't worry, we have a solution.

If what's in your head now is a choice of financing which doesn't involve a myriad of complicated requirements, administrative processes, and required documents, it's time for you to try a revolutionary solution called invoice financing or receivables financing.

Through invoice financing, you can obtain working capital for your business by pledging invoices or bills. Simple, fast, and transparent. Register yourself right now as a Borrower and upload the invoices on your table on to Investree.


We found working with Investree was as good as promised. Their friendly and experienced team walked us through the process. It was fast and simple!”

Ramya Prajna Sahisnu

Co-CEO Think.web, Founder, Partner at Talk Link, inmotion, dan Digify

"A truly one-of-a-kind peer-to-peer lending platform. With its invoice financing scheme, borrowing feels muuch simpler and easier, helped of course by greate service from a quite friendly team."

Farliando Roesli

Director at a prominent printing firm in Jakarta

"Investree represents a smart financing solution for creative industries wich are quite capital intensive. with simple requirements and a straightforward process, we could apply for our loan without worrying about spending lots of time looking for sources"

Maurice Nagasa

Director at WOW! Creative Conversation

"For a graphic production house like ours, Investree has become the financing solution for us with its straightforward requirements, simple procedures, and quick disbursement of fund. Through its invoice financing, we now have a much healthier cash flow."

Shinta Vidhyawati

Founder at PT Multikreasi Lentera Tridaya (Moonlighthink Communications)


Business Financing Flow

Why Borrow Through Investree?

Quick and Easy

Apply loans at anytime and anywhere.


No hidden charges and procedures. You can connect directly with our team

Competitive Interest & Costs

Competitive Interest rates and costs, based on a modernized credit-scoring system.

Find Out More

How Do I Apply for Loan Through Investree?

1. Borrower Registration

The prospective borrower need to make sure that his/her employers partnered with Investree, then he/she need to register as the borrower through Investree.

2. Loan Application

The prospective borrower needs to complete the loan application and provide the required details.

3. Document Assessment

We access, select, perform credit scoring on the Borrowing's financial condition before applying the loan application.

4. Loan Offering

We offer the approved loan application to Lenders together with the Fact Sheet that outlines Investree assessment result.

5. Loan Funding

Lenders will provide funding for the loan, which will be subsequently disbursed to the Borrowers.

6. Loan Repayment

At the end of the borrowing period, We will collect the outstanding loan balance from the borrowers payroll account.

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Business Loans :
Solution for your working capital need's :

  • Loan facility up to IDR 2 billions
  • Interest rates start from 0.9% per month or 12% per annum
  • Fully funded within 2 (two) days
  • Online and transparent process